Let HSDC help you. Click the topic below that best describes your need!
We invite you to Homeownership 101!
With realtors, lenders and appraisers involved, we understand that the home buying process can get a bit complicated.
Home Solutions of Davidson County offers an 8-hour course featuring housing professionals who will walk participants through each part of the home buying process from start to finish. Topics include finding, selecting, purchasing, and post-buying home maintenance. You may also qualify for programs offering down-payment assistance.
Want some quick tips on financial success?
HSDC partners with local agencies, churches and civic groups to provide financial education workshops. These workshops are tailored to community needs and can focus on topics important to parents, older adults, youth, those unemployed, underemployed and veterans.
Get financially fit in 2021!
With this program, enrolled individuals set short and long-term savings goals with a certified housing counselor.
This program has a special focus on helping families to repair credit and comes with the opportunity for HSDC to match up to $300 when you prove to us your willingness to save!
Does your home needs accessibility modifications or repairs?
This program is for low income families who own their own home and meet qualifying factors but can't afford needed urgent repairs or handicap modifications. The main focus of this program is to assist those who need home repairs or handicap modifications that are a hazard to ones safety and/or security, or without the repairs the situation could force them out of their home.
You can find our Assistance Policy here!
Are you behind on your mortgage?
If you are facing foreclosure, don't let time expire! Act now by speaking to one of our counselors.
We may also be able to assist you with a loan modification from your lender!
This service is in partnership with Consumer Credit Counseling Services of Greensboro (CCCS).
Teens doing amazing things to help our communities!
Every other year since 2001 the HSDC (formerly known as Lexington Housing CDC) co-sponsors this major event that brings 200-400 youth volunteers from all over the United States to do home repairs for low-income families. To date, we have hosted 10 camps which has garnered 3500 volunteers and has made a community impact for Davidson County, NC in the amount of nearly $2 million dollars. We have even been honored to have a wonderful group of young ladies from Tokyo, Japan join us for our 2017 camp! So if you know anyone who may benefit from home repairs or accessibility modifications that can be completed by teens and young adults then please contact us for more information about our upcoming 2024 Group Workcamp!
Budget & Credit Counseling
Are you living paycheck to paycheck?
Worried about debt collectors?
HSDC counselors can advise you on managing your money and debts, help you develop a budget, and offer free educational materials and workshops. Our counselors are certified and trained in consumer credit, money and debt management, and budgeting. We discuss your entire financial situation with you, and help you develop a personalized plan to deal with your money problems. An initial counseling session typically lasts an hour or two, with an offer of follow-up sessions.